Q: What does a financial advisor do?

Financial advisors assess the financial goals and risk appetite of their clients and chalk out a personalized investment plan for achieving those goals. They use their expertise to guide their clients on how to save tax, get rid of excessive debt and plan for future contingencies.

Q: When should I hire a financial advisor?

Ideally, Financial advisors must be consulted regularly. No matter how much you earn and where are you from, everybody needs a financial advisor to make sure that they reap the maximum from their income. A financial advisor is especially important if you are nearing retirement, planning a family, saving up for education, or thinking of passing on your estate to your heirs.

Q: What are the different types of financial advisors? How do I choose one?

There are different types of financial advisors. A financial advisor can be a relationship manager from a stockbroking company, insurance or mutual fund advisor, a personal banker from a well-known bank, an accountant or an attorney with expertise in taxation and estate planning.

Q: When can money be withdrawn from a Roth IRA?

Money can be withdrawn anytime from a Roth IRA account for any reason without penalties and taxes as long as they are the contributions, which are after-tax dollars, so taxes have already been paid. However, earnings (profit) made from the account, have different rules that apply when withdrawing. Withdrawing from earnings on a Roth IRA account, before the account holder is 59 1 &frasl; 2 and/or if the account is less than 5 years old, may accrue a 10% penalty and federal taxes.

Q: How does my financial advisor get paid?

There are broadly three different types of advisors. Commission-only If you hire a commission-based financial advisor then you will have to pay a percentage of your budget as commission and the rest of the amount will be invested in the financial products and instruments. Fee-only Fee-only financial advisors charge a certain flat fee for their advice. The fee depends on the years of experience, expertise, and certifications that financial advisors hold. They do not get any kind of commissions out of the financial products recommended by them. Fee-based (Commissions and fees) These advisors charge a combination of both commissions and fees.

Q: Can I be my own financial advisor?

Many people have saved thousands of dollars each year by just consulting a financial advisor. Usually, people try to manage their own finances and thus are not able to draw maximum benefit out of their savings. Financial planning is quite complex and requires a lot of expertise. An experienced financial expert can help you chalk out the best plans for you and safeguard your financial future.

Home > Financial Advisor Directory > new jersey

Not sure which advisor
is right for you?

Find and compare 2-3 vetted financial advisors
matched to your specific needs.

Registered Advisors

Find top advisors in New Jersey with Paladin Registry

Paladin Registry helps you sail through your financial advisor search journey easily by narrowing down your list to top vetted financial advisors in New Jersey near you.

Search for the best financial advisors and planners for you with Paladin Registry’s unbiased free matching tool and get matched to vetted, pre-qualified financial advisors. Compare the advisor's credentials, certifications, firm associations etc. and connect with the financial advisor that best matches your requirements.

Doug Frew

BroadFront Capital Management

CFP^®, ChFC^®, AWMA^®

Doug Frew, a financial fiduciary, provides financial services to clients in the Holmdel, New Jersey area. Doug holds a CFP^®, ChFC^®, AWMA^® certification. Doug has over 10 years of experience.

Holmdel, NJ

Telephone Advisor

Telephone: 732-819-5006

Visit Advisor Website

https://broadfrontcapitalmanagement.com/

View Research Report

Additional Information:

Years of Experience:
10 Years

Fee Structure

Fee-Based
Commissions
Flat Fee
Based on Assets

Asset Requirement: $250,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
LPL Financial

Eric Mancini

Traphagen Financial Group

CAIA^®, CFP^®, CFA^®

Eric Mancini, a financial fiduciary, provides financial services to clients in the Oradell, New Jersey area. Eric holds a CAIA^®, CFP^®, CFA^® certification. Eric has over 16 years of experience.

Oradell, NJ

Telephone Advisor

Telephone: 201-345-5155

Visit Advisor Website

https://tfgllc.com/

View Research Report

Additional Information:

Years of Experience:
16 Years

Fee Structure

Fee-Only
Hourly
Based on Assets

Asset Requirement: $500,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Risk Management

Name(s) of Custodian(s):
Fidelity, Schwab

Eric Nelson

Independence Wealth

CEPA^®, CFP^®

Eric Nelson, a financial fiduciary, provides financial services to clients in the Voorhees, New Jersey area. Eric holds a CEPA^®, CFP^® certification. Eric has over 12 years of experience.

Voorhees, NJ

Telephone Advisor

Telephone: 856-229-9295

Visit Advisor Website

independence-wealth.com

View Research Report

Additional Information:

Years of Experience:
12 Years

Fee Structure

Fee-Based
Flat Fee
Based on Assets

Asset Requirement: $500,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Fidelity

Frank Lepore

Bleakley Financial Group

Frank Lepore, a financial fiduciary, provides financial services to clients in the Fairfield, New Jersey area. Frank has over 21 years of experience.

Fairfield, NJ

Telephone Advisor

Telephone: 973-244-4237

Visit Advisor Website

http://www.bleakley.com

View Research Report

Additional Information:

Years of Experience:
21 Years

Fee Structure

Fee-Based
Flat Fee

Asset Requirement: $250,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
Wealth Management
Risk Management
Education Funding and Planning

Name(s) of Custodian(s):
LPL Financial, Charles Schwab, Pershing, and Fidelity

Paul C. Koenig Jr.

Integrated Financial Partners

CFP^®, RFC^®, CRPC^®, ChFC^®

Paul C. Koenig Jr., a financial fiduciary, provides financial services to clients in the Mount Laurel, New Jersey area. Paul holds a CFP^®, RFC^®, CRPC^®, ChFC^® certification. Paul has over 13 years of experience.

Mount Laurel, NJ

Telephone Advisor

Telephone: 856-291-0142

Visit Advisor Website

https://www.theifpgroup.com/

View Research Report

Additional Information:

Years of Experience:
13 Years

Fee Structure

Fee-Based

Scott Schwartz

Bleakley Financial

CFP^®

Scott Schwartz, a financial fiduciary, provides financial services to clients in the Fairfield, New Jersey area. Scott holds a CFP^® certification. Scott has over 40 years of experience.

Fairfield, NJ

Telephone Advisor

Telephone: 973-830-9530

Visit Advisor Website

https://www.bleakley.com/

View Research Report

Additional Information:

Years of Experience:
40 Years

Fee Structure

Fee-Based
Based on Assets

Asset Requirement: $500,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Daniel R. Martin

D.R. Martin and Associates

CFP^®, AIF^®

Daniel R. Martin, a financial fiduciary, provides financial services to clients in the Ridgewood, New Jersey area. Daniel holds a CFP^®, AIF^® certification. Daniel has over 20 years of experience.

Ridgewood, NJ

Telephone Advisor

Telephone: 201-479-0759

Visit Advisor Website

http://www.drmartinassociates.com/

View Research Report

Additional Information:

Years of Experience:
20 Years

Fee Structure

Fee-Based

Asset Requirement: $250,000

Financial Services Provided:

Portfolio Management
Retirement Planning
401K Rollovers
Financial Planning for Individuals
Estate Planning & Trusts

Jim Kilcommons

Princeton Global

CFP^®

Jim Kilcommons, a financial fiduciary, provides financial services to clients in the Princeton, New Jersey area. Jim holds a CFP^® certification. Jim has over 40 years of experience.

Princeton, NJ

Telephone Advisor

Telephone: 609-945-1781

Visit Advisor Website

https://www.princetonglobal.com/

View Research Report

Additional Information:

Years of Experience:
40 Years

Fee Structure

Fee-Based
Hourly
Based on Assets

Asset Requirement: $0

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Charles Schwab Co

Chip Holston

LPL Financial

CRPC^®

Chip Holston, a financial fiduciary, provides financial services to clients in the Mount Laurel, New Jersey area. Chip holds a CRPC^® certification. Chip has over 20 years of experience.

Mount Laurel, NJ

Telephone Advisor

Telephone: 609-320-5144

Visit Advisor Website

https://peakwealthpartners.com/

View Research Report

Additional Information:

Years of Experience:
20 Years

Fee Structure

Fee-Based
Commissions
Flat Fee
Based on Assets

Asset Requirement: $250,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
Wealth Management
Money Management
Risk Management

Daniel Linn

Prudential

RICP^®

Daniel Linn, a financial fiduciary, provides financial services to clients in the Clarksburg, New Jersey area. Daniel holds a RICP^® certification. Daniel has over years of experience.

Clarksburg, NJ

Telephone Advisor

Telephone: 908-770-8521

Visit Advisor Website

https://www.prudential.com/advisor/daniel-linn

View Research Report

Smallwood Wealth

CFP^®, AIF^®

Smallwood Wealth, a financial fiduciary firm, has been a Paladin Registry member since 2024 and provides financial services to clients in the Red Bank, New Jersey area.

Red Bank, NJ

Telephone Advisor

Telephone: 732-542-1565

Visit Advisor Website

smallwoodwealth.com

View Research Report

Additional Information:

Years of Experience:
35 Years

Fee Structure

Fee-Based
Commissions
Flat Fee
Based on Assets

Asset Requirement: $150,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Condor Capital Wealth Management

CFP^®, CIMA^®, EA, CFA^®, CDFA^®

Condor Capital Wealth Management, a financial fiduciary firm, has been a Paladin Registry member since 2022 and provides financial services to clients in the Martinsville, New Jersey area.

Martinsville, NJ

Telephone Advisor

Telephone: 732-356-7323

Visit Advisor Website

https://www.condorcapital.com/

View Research Report

Additional Information:

Fee Structure

Fee-Only
Based on Assets

Asset Requirement: $500,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Charles Schwab, TDAmeritrade, Fidelity

Edelman Financial Engines LLC

Edelman Financial Engines LLC, a financial fiduciary firm, has been a Paladin Registry member since 2025 and provides financial services to clients in the Paramus, New Jersey area.

Paramus, NJ

Telephone Advisor

Telephone: 877-208-7414

Visit Advisor Website

https://edelmanfinancialengines.com

View Research Report

Additional Information:

Fee Structure

Fee-Based

Name(s) of Custodian(s):
Charles Schwab and others.

Edelman Financial Engines, LLC

Edelman Financial Engines, LLC, a financial fiduciary firm, has been a Paladin Registry member since 2018 and provides financial services to clients in the Short Hills, New Jersey area.

Short Hills, NJ

Telephone Advisor

Telephone: 877-208-7414

Visit Advisor Website

https://www.edelmanfinancialengines.com/

View Research Report

Additional Information:

Fee Structure

Fee-Only
Based on Assets

Name(s) of Custodian(s):
Charles Schwab and others.

Edelman Financial Engines, LLC

Jennifer Keiling, a financial fiduciary firm, has been a Paladin Registry member since 2018 and provides financial services to clients in the Red Bank, New Jersey area.

Red Bank, NJ

Telephone Advisor

Telephone: 877-208-7414

Visit Advisor Website

https://www.edelmanfinancialengines.com/

View Research Report

Additional Information:

Fee Structure

Fee-Only
Based on Assets

Name(s) of Custodian(s):
Charles Schwab and others.

Quotient Wealth Partners

Quotient Wealth Partners, a financial fiduciary firm, has been a Paladin Registry member since 2024 and provides financial services to clients in the Morristown, New Jersey area.

Morristown, NJ

Telephone Advisor

Telephone: 862-842-9220

Visit Advisor Website

www.quotientwealth.com

View Research Report

Additional Information:

Fee Structure

Fee-Based
Flat Fee
Based on Assets

Asset Requirement: $500,000

Financial Services Provided:

Financial Planning
Portfolio Management
Retirement Planning
401K Rollovers
Wealth Management
Money Management

Name(s) of Custodian(s):
Fidelity Investments

Edelman Financial Engines, LLC

Rohi Batra, a financial fiduciary firm, has been a Paladin Registry member since 2019 and provides financial services to clients in the Cherry Hill, New Jersey area.

Cherry Hill, NJ

Telephone Advisor

Telephone: 877-208-7414

Visit Advisor Website

https://www.edelmanfinancialengines.com/

View Research Report

Additional Information:

Fee Structure

Fee-Only
Based on Assets

Name(s) of Custodian(s):
Charles Schwab and others.

Frequently Asked Questions

What does a financial advisor do?

When should I hire a financial advisor?

What are the different types of financial advisors? How do I choose one?

What are the certifications to look while hiring a financial advisor?

The certifications assure you that the financial advisor that you have hired has all the skills and expertise that you need to plan a personal financial journey. When you look to hire a financial advisor you will find a range of initials and certifications that they hold. Broadly, they are divided into two categories.

A CPA (Certified Public Accountant) and CFP (Chartered Financial Planner) are the more general ones. The CFP and CPA certifications are considered as gold standards in personal financial planning. These advisors know their stuff very well and have exceptional competence in a range of financial planning subjects.

While CFA (Chartered Financial Analyst) and CLU (Chartered Life underwriter) certified professional can cater to your specific needs. A CFA can take care of your investment needs and CLU can advise you with the best insurance products.

What questions should you ask a financial advisor?

The most important question to ask a financial advisor is whether he is a fiduciary or not? A fiduciary works in the best interest of his client. Next, you must ask him about his certifications, and experience. You must always pick an advisor who has the best certifications like CPA, CFP, and CFA and at least, with a couple of years of experience. You can also ask him about his cost or fee. Always look for a fee-only advisor and make sure they don’t get commissions for selling financial products.

How does my financial advisor get paid?

There are broadly three different types of advisors.

Commission-only

If you hire a commission-based financial advisor then you will have to pay a percentage of your budget as commission and the rest of the amount will be invested in the financial products and instruments.

Fee-only

Fee-only financial advisors charge a certain flat fee for their advice. The fee depends on the years of experience, expertise, and certifications that financial advisors hold. They do not get any kind of commissions out of the financial products recommended by them.

Fee-based (Commissions and fees)

These advisors charge a combination of both commissions and fees.

Can I be my own financial advisor?

Not sure which advisoris right for you?

Top Rated Financial Advisors in New Jersey

Find top advisors in New Jersey with Paladin Registry

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Additional Information:

Top vetted financial advisors in New Jersey by cities

Frequently Asked Questions

Paladin Advisors

Connect with us

Learn More

Not sure which advisor
is right for you?